{"id":2165,"date":"2026-03-23T13:33:44","date_gmt":"2026-03-23T00:33:44","guid":{"rendered":"https:\/\/nzwonderland.com\/?p=2165"},"modified":"2026-03-23T13:33:47","modified_gmt":"2026-03-23T00:33:47","slug":"police-insurance-coverage-accidents-new-zealand","status":"publish","type":"post","link":"https:\/\/nzwonderland.com\/en\/police-insurance-coverage-accidents-new-zealand\/","title":{"rendered":"A complete guide to handling car accidents in New Zealand, from police reports to insurance claims"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote has-background is-layout-flow wp-block-quote-is-layout-flow\" style=\"background-color:#e5eabe\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2165_878ef6-63, .wp-block-kadence-advancedheading.kt-adv-heading2165_878ef6-63[data-kb-block=\"kb-adv-heading2165_878ef6-63\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_878ef6-63 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_878ef6-63[data-kb-block=\"kb-adv-heading2165_878ef6-63\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_878ef6-63 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_878ef6-63[data-kb-block=\"kb-adv-heading2165_878ef6-63\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_878ef6-63 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_878ef6-63\"><strong>[\ud83d\udea8 \ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ub300\ucc98 \ud575\uc2ec \uc694\uc57d]<\/strong><\/p>\n\n\n\n<p><strong>Q1. \uc0ac\uace0 \ubc1c\uc0dd \uc9c1\ud6c4 \uac00\uc7a5 \uba3c\uc800 \ucde8\ud574\uc57c \ud560 \uc870\uce58\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud575\uc2ec:<\/strong> \uc548\uc804\ud55c \uacf3\uc5d0 \uc815\ucc28 \ud6c4 <strong>111 \uacbd\ucc30 \uc2e0\uace0<\/strong>\uc640 \uc0c1\ub300\ubc29 <strong>\uc778\uc801\uc0ac\ud56d \ud655\ubcf4<\/strong>\uac00 \ucd5c\uc6b0\uc120\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc561\uc158:<\/strong> \uc0c1\ub300\ubc29\uc758 \uc6b4\uc804\uba74\ud5c8\uc99d \uc0ac\uc9c4, \ucc28\ub7c9 \ubc88\ud638\ud310, \uc5f0\ub77d\ucc98(\ud604\uc7a5 \ud1b5\ud654 \ud655\uc778)\ub97c \ubc18\ub4dc\uc2dc \uc218\uc9d1\ud558\uc138\uc694.<\/li>\n<\/ul>\n\n\n\n<p><strong>Q2. \ucc28\ub7c9\uc5d0 \uacbd\ucc30 \uc2a4\ud2f0\ucee4\uac00 \ubd99\uc5c8\ub2e4\uba74 \uacc4\uc18d \uc6b4\uc804\ud574\ub3c4 \ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud575\uc2ec:<\/strong> \uc544\ub2c8\uc694. &#8216;\uc6b4\uc804 \ubd80\uc801\ud569&#8217; \uc2a4\ud2f0\ucee4\uac00 \ubd99\uc5c8\ub2e4\uba74 <strong>\ubaa9\uc801\uc9c0 \ub3c4\ucc29 \ud6c4 \ucd94\uac00 \uc8fc\ud589\uc740 \uc808\ub300 \uae08\uc9c0<\/strong>\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc8fc\uc758:<\/strong> \uc774\ub97c \uc5b4\uae30\uace0 \uc8fc\ud589\ud558\ub2e4 \uc801\ubc1c\ub420 \uacbd\uc6b0 \uc0c1\ub2f9\ud55c \uae08\uc561\uc758 <strong>\ubc8c\uae08<\/strong>\uc774 \ubd80\uacfc\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><strong>Q3. \ubcf4\ud5d8 \uc811\uc218 \ud6c4 \ucc28\ub7c9 \uc218\ub9ac \ud310\uc815\uc740 \uc790\ub3d9\uc73c\ub85c \uc9c4\ud589\ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud575\uc2ec:<\/strong> \uc544\ub2d9\ub2c8\ub2e4. \ucc28\ub7c9 \uacac\uc778 \uc785\uace0 \ud6c4 \ubcf4\ud5d8\uc0ac\uc5d0 \uc9c1\uc811 **&#8217;Assessment(\ucc28\ub7c9 \ud3c9\uac00)&#8217;**\ub97c \uc694\uccad\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud301:<\/strong> \ubcf4\ud5d8\uc0ac\uac00 \uba3c\uc800 \uc5f0\ub77d\ud574 \uc8fc\uae38 \uae30\ub2e4\ub9ac\uc9c0 \ub9d0\uace0, \uc628\ub77c\uc778 \ud074\ub808\uc784 \ud6c4 \uc804\ud654\ub85c \uc9c4\ud589 \uc0c1\ud669\uc744 \uc218\uc2dc\ub85c \ud655\uc778\ud558\uc138\uc694.<\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_4079cb-c2, .wp-block-kadence-advancedheading.kt-adv-heading2165_4079cb-c2[data-kb-block=\"kb-adv-heading2165_4079cb-c2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_4079cb-c2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_4079cb-c2[data-kb-block=\"kb-adv-heading2165_4079cb-c2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_4079cb-c2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_4079cb-c2[data-kb-block=\"kb-adv-heading2165_4079cb-c2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_4079cb-c2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_4079cb-c2\"><\/p>\n<\/blockquote>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_aacb6b-01, .wp-block-kadence-advancedheading.kt-adv-heading2165_aacb6b-01[data-kb-block=\"kb-adv-heading2165_aacb6b-01\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_aacb6b-01 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_aacb6b-01[data-kb-block=\"kb-adv-heading2165_aacb6b-01\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_aacb6b-01 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_aacb6b-01[data-kb-block=\"kb-adv-heading2165_aacb6b-01\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_aacb6b-01 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_aacb6b-01\">\uad50\ud1b5\uc0ac\uace0\uac00 \ub098\uba74 \ub204\uad6c\ub098 \ub2f9\ud669\ud558\uac8c \ub9c8\ub828\uc785\ub2c8\ub2e4. \ud558\ubb3c\uba70, \ub0a8\uc758 \ub098\ub77c\uc778 \ub274\uc9c8\ub79c\ub4dc\uc5d0\uc11c \ud2b9\ud788 \uc601\uc5b4\ub3c4 \uc798 \uc548 \ud1b5\ud560 \ub54c \uad50\ud1b5\uc0ac\uace0\uac00 \ub098\uba74 \uc815\ub9d0 \ud328\ub2c9 \uc0c1\ud0dc\uac00 \ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ubc88\uc5d0 \uc800\uc758 \uc2e4\uc81c \uacbd\ud5d8\ub2f4\uc744 \ubc14\ud0d5\uc73c\ub85c \ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac \ubc0f \ub300\ucc98\ubc95\uc5d0 \ub300\ud574\uc11c \uc54c\ub824\ub4dc\ub9ac\ub824 \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading has--font-size\">\ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac \uacbd\ud5d8\ub2f4 <\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_021846-3a, .wp-block-kadence-advancedheading.kt-adv-heading2165_021846-3a[data-kb-block=\"kb-adv-heading2165_021846-3a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_021846-3a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_021846-3a[data-kb-block=\"kb-adv-heading2165_021846-3a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_021846-3a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_021846-3a[data-kb-block=\"kb-adv-heading2165_021846-3a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_021846-3a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_021846-3a\">\ub274\uc9c8\ub79c\ub4dc\ub85c \uc774\ubbfc\uc744 \uc628 \ud6c4 \ub2e8 \ud55c\ubc88\uc758 \uad50\ud1b5\uc0ac\uace0\ub97c \ub0b8 \uc801\uc774 \uc5c6\uc5c8\ub2e4. \ud2b9\ubcc4\ud788 \uac00\ub294 \uacf3\ub9cc \uac00\uace0, \ub274\uc9c8\ub79c\ub4dc \uc6b4\uc804\uc790\ub4e4\ub3c4 \uadf8\ub2e4\uc9c0 \uae09\ud558\uac8c \uc6b4\uc804\ud558\ub294 \ubc95\uc774 \uc5c6\uc5c8\uae30 \ub54c\ubb38\uc774\ub2e4. <\/p>\n\n\n<style>.kb-image2165_fcf80a-5f .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image2165_fcf80a-5f img.kb-img, .kb-image2165_fcf80a-5f .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:10px 10px 20px 0px rgba(0, 0, 0, 0.2);filter:drop-shadow(0px 0px 14px rgba(0, 0, 0, 0.2));}<\/style>\n<div class=\"wp-block-kadence-image kb-image2165_fcf80a-5f\"><figure class=\"aligncenter size-full\"><a href=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub294-\uace0\uc18d\ub3c4\ub85c-1\ucc28\uc120\uc744-\uc9c1\uc9c4\uc73c\ub85c-\ub2ec\ub9ac\uace0-\uc788\uace0-\uadf8-\uc606\uc758-\ud070-\ub364\ud504\ud2b8\ub7ed\uc774-2\ucc28\uc120\uc5d0\uc11c-1\ucc28\uc120\uc73c\ub85c-\uc774\ub3d9\ud558\uba74\uc11c-\uc606\uc758-\uc791\uc740-\ucc28\uc758-\uc606\uba74\uc744-\ucce4\ub2e4-\uc2e4\uc0ac-\ub290\ub08c.jpg\" class=\"kb-advanced-image-link\"><img decoding=\"async\" width=\"1200\" height=\"672\" src=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub294-\uace0\uc18d\ub3c4\ub85c-1\ucc28\uc120\uc744-\uc9c1\uc9c4\uc73c\ub85c-\ub2ec\ub9ac\uace0-\uc788\uace0-\uadf8-\uc606\uc758-\ud070-\ub364\ud504\ud2b8\ub7ed\uc774-2\ucc28\uc120\uc5d0\uc11c-1\ucc28\uc120\uc73c\ub85c-\uc774\ub3d9\ud558\uba74\uc11c-\uc606\uc758-\uc791\uc740-\ucc28\uc758-\uc606\uba74\uc744-\ucce4\ub2e4-\uc2e4\uc0ac-\ub290\ub08c.jpg\" alt=\"\uac80\uc740\uc0c9 \uc791\uc740 \ucc28\ub294 \uace0\uc18d\ub3c4\ub85c 1\ucc28\uc120\uc744 \uc9c1\uc9c4\uc73c\ub85c \ub2ec\ub9ac\uace0 \uc788\uace0, \uadf8 \uc606\uc758 \ud070 \ub364\ud504\ud2b8\ub7ed\uc774 2\ucc28\uc120\uc5d0\uc11c 1\ucc28\uc120\uc73c\ub85c \uc774\ub3d9\ud558\uba74\uc11c, \uc606\uc758 \uc791\uc740 \ucc28\uc758 \uc606\uba74\uc744 \ucce4\ub2e4\" class=\"kb-img wp-image-2166\" srcset=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub294-\uace0\uc18d\ub3c4\ub85c-1\ucc28\uc120\uc744-\uc9c1\uc9c4\uc73c\ub85c-\ub2ec\ub9ac\uace0-\uc788\uace0-\uadf8-\uc606\uc758-\ud070-\ub364\ud504\ud2b8\ub7ed\uc774-2\ucc28\uc120\uc5d0\uc11c-1\ucc28\uc120\uc73c\ub85c-\uc774\ub3d9\ud558\uba74\uc11c-\uc606\uc758-\uc791\uc740-\ucc28\uc758-\uc606\uba74\uc744-\ucce4\ub2e4-\uc2e4\uc0ac-\ub290\ub08c.jpg 1200w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub294-\uace0\uc18d\ub3c4\ub85c-1\ucc28\uc120\uc744-\uc9c1\uc9c4\uc73c\ub85c-\ub2ec\ub9ac\uace0-\uc788\uace0-\uadf8-\uc606\uc758-\ud070-\ub364\ud504\ud2b8\ub7ed\uc774-2\ucc28\uc120\uc5d0\uc11c-1\ucc28\uc120\uc73c\ub85c-\uc774\ub3d9\ud558\uba74\uc11c-\uc606\uc758-\uc791\uc740-\ucc28\uc758-\uc606\uba74\uc744-\ucce4\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-300x168.jpg 300w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub294-\uace0\uc18d\ub3c4\ub85c-1\ucc28\uc120\uc744-\uc9c1\uc9c4\uc73c\ub85c-\ub2ec\ub9ac\uace0-\uc788\uace0-\uadf8-\uc606\uc758-\ud070-\ub364\ud504\ud2b8\ub7ed\uc774-2\ucc28\uc120\uc5d0\uc11c-1\ucc28\uc120\uc73c\ub85c-\uc774\ub3d9\ud558\uba74\uc11c-\uc606\uc758-\uc791\uc740-\ucc28\uc758-\uc606\uba74\uc744-\ucce4\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-1024x573.jpg 1024w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub294-\uace0\uc18d\ub3c4\ub85c-1\ucc28\uc120\uc744-\uc9c1\uc9c4\uc73c\ub85c-\ub2ec\ub9ac\uace0-\uc788\uace0-\uadf8-\uc606\uc758-\ud070-\ub364\ud504\ud2b8\ub7ed\uc774-2\ucc28\uc120\uc5d0\uc11c-1\ucc28\uc120\uc73c\ub85c-\uc774\ub3d9\ud558\uba74\uc11c-\uc606\uc758-\uc791\uc740-\ucc28\uc758-\uc606\uba74\uc744-\ucce4\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-768x430.jpg 768w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub294-\uace0\uc18d\ub3c4\ub85c-1\ucc28\uc120\uc744-\uc9c1\uc9c4\uc73c\ub85c-\ub2ec\ub9ac\uace0-\uc788\uace0-\uadf8-\uc606\uc758-\ud070-\ub364\ud504\ud2b8\ub7ed\uc774-2\ucc28\uc120\uc5d0\uc11c-1\ucc28\uc120\uc73c\ub85c-\uc774\ub3d9\ud558\uba74\uc11c-\uc606\uc758-\uc791\uc740-\ucc28\uc758-\uc606\uba74\uc744-\ucce4\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-18x10.jpg 18w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_c32bdb-89, .wp-block-kadence-advancedheading.kt-adv-heading2165_c32bdb-89[data-kb-block=\"kb-adv-heading2165_c32bdb-89\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_c32bdb-89 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_c32bdb-89[data-kb-block=\"kb-adv-heading2165_c32bdb-89\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_c32bdb-89 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_c32bdb-89[data-kb-block=\"kb-adv-heading2165_c32bdb-89\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_c32bdb-89 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_c32bdb-89\">\uadf8 \ub0a0\ub3c4 \ud3c9\uc18c\uc640 \ub2e4\ub984 \uc5c6\uc774 \uc2dc\ub0b4\uc5d0 \uc788\ub294 \uc9c1\uc7a5\uc5d0 \uc77c\ud558\ub7ec \uac00\ub294 \uae38\uc774\uc5c8\ub2e4. \uc624\ud074\ub79c\ub4dc \uc9d1\uc5d0\uc11c \uc9c1\uc7a5\uc73c\ub85c \uac00\ub824\uba74, \uace0\uc18d\ub3c4\ub85c(Highway)\ub97c \ud0c0\uc57c \ud588\ub2e4. \uc77c\ubc18 \ub3c4\ub85c\uc5d0\uc11c \uace0\uc18d\ub3c4\ub85c\ub85c \ud569\ub958\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \ud140\ud504 \ud2b8\ub7ed\uc774 \ub098\uc758 \ucc28\ub97c \ubcf4\uc9c0 \ubabb\ud558\uace0 \ub0b4 \ucc28 \ub808\uc778\uc73c\ub85c \uc774\ub3d9\ud558\uba74\uc11c \ub0b4 \ucc28 \uc606\uc744 \ubd80\ub52a\ud614\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_5392c1-52, .wp-block-kadence-advancedheading.kt-adv-heading2165_5392c1-52[data-kb-block=\"kb-adv-heading2165_5392c1-52\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_5392c1-52 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_5392c1-52[data-kb-block=\"kb-adv-heading2165_5392c1-52\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_5392c1-52 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_5392c1-52[data-kb-block=\"kb-adv-heading2165_5392c1-52\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_5392c1-52 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_5392c1-52\">\ub0b4 \ucc28\ub294 \uc911\uc2ec\uc744 \uc783\uace0, \uace0\uc18d\ub3c4\ub85c\uc5d0\uc11c 1~2\ubc14\ud034 \uc815\ub3c4 \uc606\uc73c\ub85c \ud33d \ub3cc\uc558\ub2e4. \ub2e4\ud589\ud788 \ud569\ub958\ud558\ub294 \uacfc\uc815\uc758 \uc77c\uc774\uace0 \ud55c \ucabd \ub808\uc778\uc5d0\uc11c \ubc8c\uc5b4\uc9c4 \uc77c\uc774\ub77c, \ub2ec\ub824\ub4e4\uc5b4\uc624\ub294 \ucc28\uac00 \uc5c6\uc5b4\uc11c \ub2e4\ud589\uc774\uc5c8\ub2e4. <\/p>\n\n\n\n<h3 class=\"wp-block-heading has--font-size\">\ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac \uacfc\uc815 <\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_301db2-83, 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\ub2e4\uce58\uc9c0 \uc54a\uc558\uace0 \ucc28\uac00 \ud30c\uc190\uc740 \ub418\uc5c8\uc9c0\ub9cc \ucd5c\uc18c\ud55c\uc758 \uc774\ub3d9\uc774 \uac00\ub2a5\ud558\ub2e4\uba74, \uc548\uc804\ud55c \uc7a5\uc18c\ub85c \uc8fc\ucc28\ub97c \uc2dc\ud0b5\ub2c8\ub2e4. \ubb3c\ub860 \ucc28\ub7c9 \ud30c\uc190 \uc2ec\uac01\ub3c4 \ubc0f \ubd80\uc0c1 \uc815\ub3c4\uc5d0 \ub530\ub77c \uacbd\ucc30\uc5d0 \uc2e0\uace0\ub97c \ud558\uc9c0 \uc54a\uace0 \uc790\uccb4\uc801\uc73c\ub85c \ud611\uc758\ub85c \ucc98\ub9ac\ub97c \ud560 \uc218\ub3c4 \uc788\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_4d8e2b-e7, .wp-block-kadence-advancedheading.kt-adv-heading2165_4d8e2b-e7[data-kb-block=\"kb-adv-heading2165_4d8e2b-e7\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_4d8e2b-e7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_4d8e2b-e7[data-kb-block=\"kb-adv-heading2165_4d8e2b-e7\"] 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\uc77c\ubc18\uc801\uc73c\ub85c &#8216;\ub108 \uad1c\ucc2e\ub0d0? \uc570\ubdf8\ub7f0\uc2a4 \ubd88\ub7ec\uc904\uae4c?&#8217;\uac00 \uacbd\ucc30\uc758 \uccab\ubc88\uc9f8 \uc751\ub2f5\uc774\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_c25a25-62, .wp-block-kadence-advancedheading.kt-adv-heading2165_c25a25-62[data-kb-block=\"kb-adv-heading2165_c25a25-62\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_c25a25-62 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_c25a25-62[data-kb-block=\"kb-adv-heading2165_c25a25-62\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_c25a25-62 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_c25a25-62[data-kb-block=\"kb-adv-heading2165_c25a25-62\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_c25a25-62 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_c25a25-62\">\ub098\ub294 \uc570\ubdf8\ub7f0\uc2a4\uc5d0 \uc2e4\ub824\uac08 \uc815\ub3c4\ub294 \uc544\ub2c8\uc5b4\uc11c, \uad1c\ucc2e\ub2e4\uace0 \ud588\uace0 \uadf8\ub7ec\uba74 \uac00\uc7a5 \uac00\uae4c\uc774\uc5d0 \uc788\ub294 \uacbd\ucc30\uc5d0 \uc5f0\ub77d\ud574 \uadf8 \uacf3\uc5d0 \ubcf4\ub0b4\uaca0\ub2e4\uace0 \ud588\uc5c8\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_9768ed-81, .wp-block-kadence-advancedheading.kt-adv-heading2165_9768ed-81[data-kb-block=\"kb-adv-heading2165_9768ed-81\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_9768ed-81 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_9768ed-81[data-kb-block=\"kb-adv-heading2165_9768ed-81\"] 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\ubb3c\uc5b4\ubcf4\uace0 \uad1c\ucc2e\ub2e4\uace0 \ud558\uba74 \uc0ac\uc9c4\uc744 \ucc0d\uc5b4\ub77c. \uadf8\ub9ac\uace0 \uc5f0\ub77d\ucc98\ub97c \ubc1b\ub294 \uac83\ub3c4 \uc78a\uc9c0 \ub9d0\uc544\uc57c \ud55c\ub2e4. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uacbd\ucc30 \ubc88\ud638\ub294 111<\/li>\n\n\n\n<li>\uc0c1\ub300\ubc29 \ucc28\ub7c9 \ubc88\ud638\ud310, \uc0c1\ub300\ubc29\uc758 \uc6b4\uc804\uba74\ud5c8\uc99d \uc0ac\uc9c4 \ucc0d\uc5b4 \ub193\uae30<\/li>\n\n\n\n<li>\uc0c1\ub300\ubc29\uc758 \uc5f0\ub77d\ucc98 \ubc1b\uae30 <\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading has--font-size\"><u1>2) \uc6b4\uc804 \ubd88\uac00 \uc2a4\ud2f0\ucee4\ub97c \ubc1b\uc558\ub2e4\uba74 \uc8fc\uc758\ud558\uc138\uc694<\/u1><\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_5f8b79-30, 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\uc5b4\ub5bb\uac8c \ub41c \uc77c\uc778\uc9c0 \ubb3c\uc5b4\ubcf8\ub2e4. \uadf8\ub7fc \uc788\ub294 \uadf8\ub300\ub85c \uc124\uba85\uc744 \ud558\uba74 \ub41c\ub2e4. \uc774 \ub54c \ud639\uc2dc \uc74c\uc8fc \uc6b4\uc804\uc744 \ud558\uc600\ub294 \uc9c0 \ud655\uc778\uc744 \uc704\ud574 \uc74c\uc8fc \uce21\uc815 \ud14c\uc2a4\ud2b8\ub97c \ud560 \uc218\ub3c4 \uc788\ub2e4. \ub098\ub294 \ub2f9\uc5f0\ud788 \ud1b5\uacfc\ud588\ub2e4. <\/p>\n\n\n<style>.kb-image2165_1b196d-5c .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image2165_1b196d-5c img.kb-img, .kb-image2165_1b196d-5c .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:10px 10px 20px 0px rgba(0, 0, 0, 0.2);filter:drop-shadow(0px 0px 14px rgba(0, 0, 0, 0.2));}<\/style>\n<div class=\"wp-block-kadence-image kb-image2165_1b196d-5c\"><figure class=\"aligncenter size-full\"><a href=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uad50\ud1b5\uc0ac\uace0\ub85c-\ud30c\uc190\ub41c-\ucc28\ub7c9-\uc55e\uba74-\uc720\ub9ac\ucc3d\uc5d0-\uc6b4\uc804-\ubd88\uac00-\uc2a4\ud2f0\ucee4\ub97c-\uacbd\ucc30\uc774-\ubd99\uc774\uace0-\uc788\ub2e4-\uc2e4\uc0ac-\ub290\ub08c.jpg\" class=\"kb-advanced-image-link\"><img decoding=\"async\" width=\"1200\" height=\"672\" src=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uad50\ud1b5\uc0ac\uace0\ub85c-\ud30c\uc190\ub41c-\ucc28\ub7c9-\uc55e\uba74-\uc720\ub9ac\ucc3d\uc5d0-\uc6b4\uc804-\ubd88\uac00-\uc2a4\ud2f0\ucee4\ub97c-\uacbd\ucc30\uc774-\ubd99\uc774\uace0-\uc788\ub2e4-\uc2e4\uc0ac-\ub290\ub08c.jpg\" alt=\"\uad50\ud1b5\uc0ac\uace0\ub85c \ud30c\uc190\ub41c \ucc28\ub7c9 \uc55e\uba74 \uc720\ub9ac\ucc3d\uc5d0 \uc6b4\uc804 \ubd88\uac00 \uc2a4\ud2f0\ucee4\ub97c \uacbd\ucc30\uc774 \ubd99\uc774\uace0 \uc788\ub2e4 \" class=\"kb-img wp-image-2168\" srcset=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uad50\ud1b5\uc0ac\uace0\ub85c-\ud30c\uc190\ub41c-\ucc28\ub7c9-\uc55e\uba74-\uc720\ub9ac\ucc3d\uc5d0-\uc6b4\uc804-\ubd88\uac00-\uc2a4\ud2f0\ucee4\ub97c-\uacbd\ucc30\uc774-\ubd99\uc774\uace0-\uc788\ub2e4-\uc2e4\uc0ac-\ub290\ub08c.jpg 1200w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uad50\ud1b5\uc0ac\uace0\ub85c-\ud30c\uc190\ub41c-\ucc28\ub7c9-\uc55e\uba74-\uc720\ub9ac\ucc3d\uc5d0-\uc6b4\uc804-\ubd88\uac00-\uc2a4\ud2f0\ucee4\ub97c-\uacbd\ucc30\uc774-\ubd99\uc774\uace0-\uc788\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-300x168.jpg 300w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uad50\ud1b5\uc0ac\uace0\ub85c-\ud30c\uc190\ub41c-\ucc28\ub7c9-\uc55e\uba74-\uc720\ub9ac\ucc3d\uc5d0-\uc6b4\uc804-\ubd88\uac00-\uc2a4\ud2f0\ucee4\ub97c-\uacbd\ucc30\uc774-\ubd99\uc774\uace0-\uc788\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-1024x573.jpg 1024w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uad50\ud1b5\uc0ac\uace0\ub85c-\ud30c\uc190\ub41c-\ucc28\ub7c9-\uc55e\uba74-\uc720\ub9ac\ucc3d\uc5d0-\uc6b4\uc804-\ubd88\uac00-\uc2a4\ud2f0\ucee4\ub97c-\uacbd\ucc30\uc774-\ubd99\uc774\uace0-\uc788\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-768x430.jpg 768w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uad50\ud1b5\uc0ac\uace0\ub85c-\ud30c\uc190\ub41c-\ucc28\ub7c9-\uc55e\uba74-\uc720\ub9ac\ucc3d\uc5d0-\uc6b4\uc804-\ubd88\uac00-\uc2a4\ud2f0\ucee4\ub97c-\uacbd\ucc30\uc774-\ubd99\uc774\uace0-\uc788\ub2e4-\uc2e4\uc0ac-\ub290\ub08c-18x10.jpg 18w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_84a85e-2e, .wp-block-kadence-advancedheading.kt-adv-heading2165_84a85e-2e[data-kb-block=\"kb-adv-heading2165_84a85e-2e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_84a85e-2e mark.kt-highlight, 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\uc2a4\ud2f0\ucee4\ub97c \ubd80\ucc29\ud55c\ub2e4. \ub098\ub294 \ub0b4 \ucc28\uc5d0 \uc774 \uc2a4\ud2f0\ucee4\ub97c \ubd80\ucc29 \ub2f9\ud588\ub2e4.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_9381f7-e6, .wp-block-kadence-advancedheading.kt-adv-heading2165_9381f7-e6[data-kb-block=\"kb-adv-heading2165_9381f7-e6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_9381f7-e6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_9381f7-e6[data-kb-block=\"kb-adv-heading2165_9381f7-e6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_9381f7-e6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_9381f7-e6[data-kb-block=\"kb-adv-heading2165_9381f7-e6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_9381f7-e6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_9381f7-e6\">\ud558\uc9c0\ub9cc, \uc6b4\uc804 \ubd88\uac00 \uc2a4\ud2f0\ucee4\uac00 \ubd99\uc740 \uc0c1\ud0dc\ub77c \ud558\ub354\ub77c\ub3c4 \ud604 \uc0ac\uace0 \uc704\uce58\uc5d0\uc11c \uc9d1\uc774\ub098 \uc9c1\uc7a5 \ub4f1 \uc8fc\ucc28\ub97c \ud560 \uc218 \uc788\ub294 \uacf5\uac04\uc73c\ub85c \uac00\ub294 \uac83\uc740 \ud5c8\uc6a9\ub41c\ub2e4. \uadf8 \ud6c4\uc5d0\ub294 \uc548\ub41c\ub2e4. \ub9cc\uc57d \uadf8\ub7ec\ub2e4 \uac78\ub9ac\uba74 \ubc8c\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\ub2c8 \uc774 \uc810\uc740 \uc720\uc758\ud558\uc2dc\uae30 \ubc14\ub780\ub2e4. \ubc8c\uae08 \uc544\ub2c8\ub354\ub77c\ub3c4, \ucc28\uace0 \ucc28\ub7c9 \uc6b4\uc804\ud558\ub294 \uac83\uc740 \uc704\ud5d8\ud558\uc9c0 \uc54a\uc740\uac00? <\/p>\n\n\n\n<h4 class=\"wp-block-heading has--font-size\"><u1>3) \ubb34\uc791\uc815 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class=\"kt-adv-heading2165_785f37-16 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_785f37-16\">\ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac\uc5d0\uc11c \ube7c\ub193\uc9c0 \uc54a\uc544\uc57c \ud558\ub294 \uac83\uc774 \ubc14\ub85c \ubcf4\ud5d8\ud68c\uc0ac \ud074\ub808\uc784\uc774\ub2e4. \uc0ac\uc2e4 \ub098\ub294 \uc0ac\uace0 \ud604\uc7a5\uc5d0\uc11c \ubcf4\ud5d8\ud68c\uc0ac\uc5d0 \uc0ac\uace0\uac00 \ub0ac\ub2e4\uace0 \ub9d0\ud558\uae30 \uc704\ud574\uc11c \uc804\ud654\ub97c \uba87 \ubc88 \uac78\uc5c8\uc5c8\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_03f3bd-62, .wp-block-kadence-advancedheading.kt-adv-heading2165_03f3bd-62[data-kb-block=\"kb-adv-heading2165_03f3bd-62\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_03f3bd-62 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_03f3bd-62[data-kb-block=\"kb-adv-heading2165_03f3bd-62\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_03f3bd-62 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_03f3bd-62[data-kb-block=\"kb-adv-heading2165_03f3bd-62\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_03f3bd-62 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_03f3bd-62\">\ud55c\uad6d\uc774\uc5c8\ub2e4\uba74, \ub2f4\ub2f9\uc790\uac00 \ubc14\ub85c \ubc1b\uc544\uc11c \uc3dc\uc0b4\uac19\uc774 \uc0ac\uace0 \ud604\uc7a5\uc73c\ub85c \ub2ec\ub824 \uc654\uc744 \uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc5ec\uae30\ub294 \ub274\uc9c8\ub79c\ub4dc\uc600\ub2e4. \ub2f4\ub2f9\uc790 \uc804\ud654\ubc88\ud638\ub3c4 \ubab0\ub790\uace0, \ubcf4\ud5d8\ud68c\uc0ac \ub300\ud45c \uc804\ud654\ub97c \ud588\ub294\ub370 \uc774\uac8c \ub3c4\ud1b5 \uc5f0\ub77d\uc774 \ub2ff\uc9c0 \uc54a\uc558\ub2e4. \uc804\ud654\ub97c \uc5ec\ub7ec \ubc88 \ud588\ub294\ub370 \ub0b4\uac00 \uc0ac\uace0 \ud604\uc7a5\uc744 \ub5a0\ub0a0 \ub54c\uae4c\uc9c0 \uc5f0\ub77d\uc774 \uc548\ub418\uc5c8\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_5983cb-ed, .wp-block-kadence-advancedheading.kt-adv-heading2165_5983cb-ed[data-kb-block=\"kb-adv-heading2165_5983cb-ed\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_5983cb-ed mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_5983cb-ed[data-kb-block=\"kb-adv-heading2165_5983cb-ed\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_5983cb-ed img.kb-inline-image, 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src=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uacac\uc778-\uc5c5\uccb4-\ucc28\ub7c9\uc774-\ud30c\uc190\ub41c-\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub97c-\uacac\uc778\ud574\uac00\ub294-\ubaa8\uc2b5-\ubc30\uacbd\uc740-\uc9d1-\uc55e-\ub4dc\ub77c\uc774\ube0c-\uc6e8\uc774.-\uc2e4\uc0ac-\ub290\ub08c.jpg\" alt=\"\ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac \uacfc\uc815 \uc911 \uacac\uc778 \uc5c5\uccb4 \ucc28\ub7c9\uc774 \ud30c\uc190\ub41c \uac80\uc740\uc0c9 \uc791\uc740 \ucc28\ub97c \uacac\uc778\ud574\uac00\ub294 \ubaa8\uc2b5, \ubc30\uacbd\uc740 \uc9d1 \uc55e \ub4dc\ub77c\uc774\ube0c \uc6e8\uc774\" class=\"kb-img wp-image-2169\" srcset=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/\uacac\uc778-\uc5c5\uccb4-\ucc28\ub7c9\uc774-\ud30c\uc190\ub41c-\uac80\uc740\uc0c9-\uc791\uc740-\ucc28\ub97c-\uacac\uc778\ud574\uac00\ub294-\ubaa8\uc2b5-\ubc30\uacbd\uc740-\uc9d1-\uc55e-\ub4dc\ub77c\uc774\ube0c-\uc6e8\uc774.-\uc2e4\uc0ac-\ub290\ub08c.jpg 1200w, 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mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_738291-1b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_738291-1b[data-kb-block=\"kb-adv-heading2165_738291-1b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_738291-1b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_738291-1b\">\uc0ac\uace0 \ub2f9\uc77c, \uadf8 \ub2e4\uc74c\ub0a0\ub3c4 \uacc4\uc18d \ubcf4\ud5d8\ud68c\uc0ac\uc5d0 \uc804\ud654\ud588\ub2e4. \uadf8\ub7ec\ub2e4 \ub4dc\ub514\uc5b4 \uc5f0\ub77d\uc774 \ub418\uc5c8\ub2e4. \ucc28\uac00 \uc9d1\uc5d0 \uc788\uace0, \uc6b4\uc804 \ubd88\uac00 \uc2a4\ud2f0\ucee4\uac00 \ubd99\uc5b4\uc11c \uc6b4\uc804\ud560 \uc218 \uc5c6\ub2e4\uace0 \ud558\uba74, \ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \uacac\uc778 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.wp-block-kadence-advancedheading.kt-adv-heading2165_09245a-61[data-kb-block=\"kb-adv-heading2165_09245a-61\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_09245a-61 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_09245a-61\">\ucc38\uace0\ub85c, \ucc28 \uacac\uc778\ud574 \uac08 \ub54c \ucc28 \uc548\uc5d0 \uc788\ub294 \uc18c\uc9c0\ud488\ub4e4\uc740 \ub2e4 \ube7c\ub193\ub294 \uac8c \uc88b\ub2e4. \uc65c\ub0d0\ud558\uba74, \uac1c\uc778 \uc18c\uc9c0\ud488\uc744 \ucc28 \uc548\uc5d0 \ub450\uace0, \ud3d0\ucc28 \ud310\uc815\uc744 \ubc1b\uc73c\uba74 \ub2e4\uc2dc \uadf8 \uc18c\uc9c0\ud488 \ub4f1\uc744 \ucc3e\uc73c\ub7ec \uac00\uc57c \ud558\uae30 \ub54c\ubb38\uc774\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_073d52-77, .wp-block-kadence-advancedheading.kt-adv-heading2165_073d52-77[data-kb-block=\"kb-adv-heading2165_073d52-77\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_073d52-77 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_073d52-77[data-kb-block=\"kb-adv-heading2165_073d52-77\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_073d52-77 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_073d52-77[data-kb-block=\"kb-adv-heading2165_073d52-77\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_073d52-77 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_073d52-77\">\uadf8\ub7f0\ub370 \uc774\uc81c \uc6b0\ub9ac\uac00 \ucc28\uac00 \uc5c6\uc796\uc544(\ub450 \ub300 \uc788\uc73c\uc2e0 \ubd84\ub4e4\uc740 \uad1c\ucc2e\uc2b5\ub2c8\ub2e4) \uac70\uae30\uae4c\uc9c0 \ubc1c\ud488 \ud314\uc544 \uac00\ub294 \uac83\uc774 \uaf64 \ud798\ub4e4\uc5b4. \uadf8\ub7ec\ub2c8 \ubbf8\ub9ac \uac1c\uc778 \uc6a9\ud488\uc740 \ub2e4 \ube7c\ub193\uae30\ub97c \ucd94\ucc9c\ud55c\ub2e4. \ub098\ub294 \uadf8\uac83 \ub54c\ubb38\uc5d0 \uace0\uc0dd \ub9ce\uc774 \ud588\uc5b4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading has--font-size\"><u1>4) \ud30c\uc190\ub41c \ucc28\ub7c9 \ud3c9\uac00 \uc218\ub9ac or \ud3d0\ucc28 \uadf8\ub9ac\uace0 \ubcf4\uc0c1\uae08\uc561<\/u1><\/h4>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_42f54d-47, .wp-block-kadence-advancedheading.kt-adv-heading2165_42f54d-47[data-kb-block=\"kb-adv-heading2165_42f54d-47\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_42f54d-47 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_42f54d-47[data-kb-block=\"kb-adv-heading2165_42f54d-47\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_42f54d-47 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_42f54d-47[data-kb-block=\"kb-adv-heading2165_42f54d-47\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_42f54d-47 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_42f54d-47\">\ub098\ub294 \uadf8\ub54c <a href=\"https:\/\/www.ami.co.nz\/\" data-type=\"link\" data-id=\"https:\/\/www.ami.co.nz\/\" target=\"_blank\" rel=\"noopener\">AMI \ud68c\uc0ac<\/a>\uc5d0 \ucc28\ub7c9 \ubcf4\ud5d8\uc744 \ub4e4\uc5c8\uc5c8\ub2e4. \ubcf4\ud5d8\ud68c\uc0ac\uc5d0 \uc5f0\uacb0\uc774 \ub2ff\ub294 \uac83\ub3c4 \uc624\ub798 \uac78\ub838\uc9c0\ub9cc, \uacac\uc778 \uc5c5\uccb4\uac00 \ub0b4 \ucc28\ub97c \uacac\uc778\ud574 \uac00\ub294 \uc2dc\uac04\ub3c4 \ub9cc\ub9cc\ucc2e\uac8c \uac78\ub838\uc5c8\ub2e4. \uadf8\ub807\uac8c \uc774\uc81c\ub294 \ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \ub2e4 \uc54c\uc544\uc11c \ud558\uaca0\uc9c0 \ub77c\uace0 \uc0dd\uac01\ud558\uace0 \ud55c\uc228\uc744 \ub193\uc558\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_42668e-26, .wp-block-kadence-advancedheading.kt-adv-heading2165_42668e-26[data-kb-block=\"kb-adv-heading2165_42668e-26\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_42668e-26 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_42668e-26[data-kb-block=\"kb-adv-heading2165_42668e-26\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_42668e-26 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_42668e-26[data-kb-block=\"kb-adv-heading2165_42668e-26\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_42668e-26 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_42668e-26\">\uba70\uce60\uc774 \uc9c0\ub098\ub3c4 \ubcf4\ud5d8\ud68c\uc0ac, \uacac\uc778\uc5c5\uccb4\uc5d0\uc11c \uc5f0\ub77d\uc774 \uc5c6\uc5c8\ub2e4. \ub2e4\uc2dc \ubcf4\ud5d8\ud68c\uc0ac\ub85c \uc804\ud654\ub97c \uac78\uc5c8\ub2e4. \ubcf4\ud5d8\ud68c\uc0ac \uce21\uc5d0\uc11c\ub294 \uacac\uc778 \uc5c5\uccb4\uac00 \ucc28\ub97c \ub04c\uace0 \uac14\uc73c\uba74 \uadf8 \ub0b4\uc6a9\uc744 \ud68c\uc0ac\ub85c \uc5f0\ub77d\uc744 \uc918\uc57c \ud55c\ub2e4\uace0 \ud588\uc5c8\ub2e4. \uadf8 \uc774\uc720\ub294 \uadf8\ub798\uc57c \ud30c\uc190\ub41c \ucc28\ub7c9\uc744 \ud3c9\uac00\ud558\uae30 \uc704\ud55c \uc0ac\ub78c\uc744 \ubcf4\ub0b4\uae30 \uc704\ud574\uc11c \ub780\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_49ed85-a9, .wp-block-kadence-advancedheading.kt-adv-heading2165_49ed85-a9[data-kb-block=\"kb-adv-heading2165_49ed85-a9\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_49ed85-a9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_49ed85-a9[data-kb-block=\"kb-adv-heading2165_49ed85-a9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_49ed85-a9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_49ed85-a9[data-kb-block=\"kb-adv-heading2165_49ed85-a9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_49ed85-a9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_49ed85-a9\">\ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \ud3c9\uac00\ud55c \ud6c4, \uacb0\uad6d \ub0b4 \ucc28\ub294 \uc218\ub9ac \ubd88\uac00 \uc0c1\ud0dc\ub85c \uacb0\uc815\ub418\uc5c8\uace0 \uadf8\uc5d0 \ub300\ud55c \uad00\ub828 \uc774\uba54\uc77c\uc744 \ubc1b\uc744 \uc218 \uc788\uc5c8\ub2e4. \ucd1d \ubcf4\uc0c1 \uae08\uc561\uacfc \uc218\ub839\ud560 \uacc4\uc88c \ubc88\ud638 \ud1b5\ubcf4 \uac19\uc740 \uac83\uc774\uc5c8\ub2e4. <\/p>\n\n\n<style>.kb-image2165_1be58d-ce .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image2165_1be58d-ce img.kb-img, .kb-image2165_1be58d-ce .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:10px 10px 20px 0px rgba(0, 0, 0, 0.2);filter:drop-shadow(0px 0px 14px rgba(0, 0, 0, 0.2));}<\/style>\n<div class=\"wp-block-kadence-image kb-image2165_1be58d-ce\"><figure class=\"aligncenter size-medium_large\"><img decoding=\"async\" width=\"923\" height=\"303\" src=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/image-30.jpg\" alt=\"\ubcf4\ud5d8\ud68c\uc0ac \ud074\ub808\uc784 \uc774\ud6c4 \ubc1b\uc740 \uc774\uba54\uc77c (\ubcf4\uc0c1\uae08\uc561)\" class=\"kb-img wp-image-2171\" srcset=\"https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/image-30.jpg 923w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/image-30-300x98.jpg 300w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/image-30-768x252.jpg 768w, https:\/\/nzwonderland.com\/wp-content\/uploads\/2026\/03\/image-30-18x6.jpg 18w\" sizes=\"(max-width: 923px) 100vw, 923px\" \/><\/figure><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_1de80e-0e, .wp-block-kadence-advancedheading.kt-adv-heading2165_1de80e-0e[data-kb-block=\"kb-adv-heading2165_1de80e-0e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_1de80e-0e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_1de80e-0e[data-kb-block=\"kb-adv-heading2165_1de80e-0e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_1de80e-0e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_1de80e-0e[data-kb-block=\"kb-adv-heading2165_1de80e-0e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_1de80e-0e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_1de80e-0e\">\ubcf4\ud5d8\ub4e4 \ub54c\ub294 \uad50\ud1b5\uc0ac\uace0\uac00 \ub0a0 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\uc744 \ubabb\ud588\uae30\uc5d0 \ubb34\uc870\uac74 \uac00\uc7a5 \uc800\ub834\ud55c \uac83(Sum Insured)\uc744 \uc120\ud0dd \ud588\uc5c8\ub294\ub370, \uc774\uac83\uc740 \ubcf4\ud5d8 \uac00\uc785 \uac00\uc561(Agreed Value)\uacfc \uc2dc\uc7a5 \uac00\uce58(Market Value)\uc911 \ub354 \ub0ae\uc740 \uae08\uc561\uc744 \uc9c0\uae09\ud55c\ub2e4\ub294 \uc758\ubbf8\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_1b4dee-e2, .wp-block-kadence-advancedheading.kt-adv-heading2165_1b4dee-e2[data-kb-block=\"kb-adv-heading2165_1b4dee-e2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_1b4dee-e2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_1b4dee-e2[data-kb-block=\"kb-adv-heading2165_1b4dee-e2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_1b4dee-e2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_1b4dee-e2[data-kb-block=\"kb-adv-heading2165_1b4dee-e2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_1b4dee-e2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_1b4dee-e2\">2\uac1c \uc911\uc5d0 \ud06c\uac8c \ubcf4\ud5d8\ub8cc \ucc28\uc774\uac00 \ub9ce\uc774 \uc548 \ub09c\ub2e4\uba74, \uadf8\ub0e5 \ubcf4\ud5d8 \uac00\uc785 \uae08\uc561(\ud611\uc815 \uac00\uc561)\uc744 \uc120\ud0dd\ud558\uae30\ub97c \ubc14\ub780\ub2e4. \ucc38\uace0\ub85c, \ub098\uc758 \uacfc\uc2e4\uc774 \uc804\ud600 \uc5c6\uc5c8\uae30\uc5d0 \ub098\ub294 \uc561\uc138\uc2a4\ud53c(\ubcf8\uc778 \ubd80\ub2f4\uc561)\ub97c \uba74\uc81c \ubc1b\uc558\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_e89a95-bd, .wp-block-kadence-advancedheading.kt-adv-heading2165_e89a95-bd[data-kb-block=\"kb-adv-heading2165_e89a95-bd\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_e89a95-bd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_e89a95-bd[data-kb-block=\"kb-adv-heading2165_e89a95-bd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_e89a95-bd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_e89a95-bd[data-kb-block=\"kb-adv-heading2165_e89a95-bd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_e89a95-bd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_e89a95-bd\">\ub9cc\uc57d, \ucc28\ub7c9 \ub4f1\ub85d\ube44 1\ub144 \uce58\ub97c \ubabd\ub545 \ub2e4 \ub0b4\uace0, \uadf8\ub9ac\uace0 \ub098\uc11c \ud55c \ub2ec\ub9cc\uc5d0 \uc0ac\uace0\uac00 \ub098\uc11c \ud3d0\ucc28\uac00 \uacb0\uc815\ub418\uc5c8\ub2e4\uba74, \ub098\uba38\uc9c0 11\uac1c\uc6d4\uc5d0 \ub300\ud55c \ub4f1\ub85d\ube44\ub294 \ud658\ubd88 \ubc1b\uc744 \uc218 \uc788\ub2e4. \uadf8 \ub54c \ud544\uc694\ud55c \uac83\uc774 \uc790\ub3d9\ucc28 \ubc88\ud638\ud310\uc774\ub098 \ud3d0\ucc28\uac00 \ub418\uc5c8\ub2e4\ub294 \ud655\uc778\uc11c \uc774\ubbc0\ub85c \uadf8\uac83\ub4e4\uc740 \ubbf8\ub9ac \ucc59\uaca8 \ub193\uae30\ub97c \ubc14\ub780\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_bdd6d5-52, .wp-block-kadence-advancedheading.kt-adv-heading2165_bdd6d5-52[data-kb-block=\"kb-adv-heading2165_bdd6d5-52\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_bdd6d5-52 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_bdd6d5-52[data-kb-block=\"kb-adv-heading2165_bdd6d5-52\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_bdd6d5-52 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_bdd6d5-52[data-kb-block=\"kb-adv-heading2165_bdd6d5-52\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_bdd6d5-52 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_bdd6d5-52\">\ub610\ud55c, \ucc28\ub7c9 \ubcf4\ud5d8\ub8cc\ub97c \uc77c\ubc18\uc801\uc73c\ub85c 1\ub144\uce58 \ub0a9\ubd80\ud558\ub294 \uacbd\uc6b0\ub3c4 \ub9ce\uc740\ub370, \ucc28\ub7c9 \uc218\ub9ac \ubd88\uac00 \ud310\uc815\uc744 \ubc1b\uc744 \uacbd\uc6b0, \ubcf4\ud5d8 \uac00\uc785 \ub300\uc0c1\uc774 \uc5c6\uc5b4\uc9c0\ubbc0\ub85c, \ub0a8\uc740 \ubcf4\ud5d8 \uae30\uac04 \ub9cc\ud07c\uc5d0 \ub300\ud55c \ubcf4\ud5d8\ub8cc\ub97c \ub2e4\uc2dc \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\uc73c\ub2c8, \uc774 \uacbd\uc6b0 \ud574\ub2f9 \ubcf4\ud5d8\ud68c\uc0ac\uc5d0 \ubb38\uc758\ub97c \uaf2d \ud574 \ubcf4\uc2dc\uae30 \ubc14\ub780\ub2e4.  <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_2ca8c4-93, .wp-block-kadence-advancedheading.kt-adv-heading2165_2ca8c4-93[data-kb-block=\"kb-adv-heading2165_2ca8c4-93\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_2ca8c4-93 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_2ca8c4-93[data-kb-block=\"kb-adv-heading2165_2ca8c4-93\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_2ca8c4-93 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_2ca8c4-93[data-kb-block=\"kb-adv-heading2165_2ca8c4-93\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_2ca8c4-93 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_2ca8c4-93\"><strong>[Quick Check: \ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac 7\ub2e8\uacc4 \ud0c0\uc784\ub77c\uc778]<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc548\uc804 \ud655\ubcf4:<\/strong> \uac13\uae38 \uc815\ucc28 \ubc0f \ube44\uc0c1\ub4f1 \ucf1c\uae30<\/li>\n\n\n\n<li><strong>\uacbd\ucc30 \uc2e0\uace0:<\/strong> \uc778\uba85 \ud53c\ud574 \uc0c1\uad00\uc5c6\uc774 <strong>111<\/strong> \uc2e0\uace0 \ud6c4 \uc0ac\uace0 \ubc88\ud638 \ud655\ubcf4<\/li>\n\n\n\n<li><strong>\uc815\ubcf4 \uc218\uc9d1:<\/strong> \uc0c1\ub300 \uba74\ud5c8\uc99d, \ubc88\ud638\ud310 \uc0ac\uc9c4 \ucd2c\uc601 \ubc0f \uc5f0\ub77d\ucc98 \ud655\uc778<\/li>\n\n\n\n<li><strong>\ubcf4\ud5d8 \uc811\uc218:<\/strong> \uc628\ub77c\uc778 \ud074\ub808\uc784 \uc6b0\uc120 \uc811\uc218 \ud6c4 \uc804\ud654 \ub300\uae30<\/li>\n\n\n\n<li><strong>\ucc28\ub7c9 \uacac\uc778:<\/strong> \ubcf4\ud5d8\uc0ac \uc9c0\uc815 \uc5c5\uccb4\uc5d0 \uacac\uc778 \uc694\uccad (\uac1c\uc778 \uc18c\uc9c0\ud488 \uc218\uac70 \ud544\uc218)<\/li>\n\n\n\n<li><strong>\ucc28\ub7c9 \ud3c9\uac00:<\/strong> \ubcf4\ud5d8\uc0ac\uc5d0 <strong>Assessment<\/strong> \uc694\uccad (\uac00\uc7a5 \uc911\uc694!)<\/li>\n\n\n\n<li><strong>\ubcf4\uc0c1 \ubc0f \ud658\ubd88:<\/strong> \ucd5c\uc885 \ud310\uc815 \ud655\uc778 \ud6c4 \ucc28\ub7c9 \ub4f1\ub85d\ube44(Rego) \ud658\ubd88 \uc2e0\uccad<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has--font-size\">\ub9c8\ubb34\ub9ac <\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_1b605d-44, .wp-block-kadence-advancedheading.kt-adv-heading2165_1b605d-44[data-kb-block=\"kb-adv-heading2165_1b605d-44\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_1b605d-44 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_1b605d-44[data-kb-block=\"kb-adv-heading2165_1b605d-44\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_1b605d-44 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_1b605d-44[data-kb-block=\"kb-adv-heading2165_1b605d-44\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_1b605d-44 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_1b605d-44\">\uc624\ub298\uc740 \ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac \ubc0f \ub300\ucc98\ubc95\uc5d0 \ub300\ud574\uc11c \uc774\uc57c\uae30\ud574 \ubcf4\uc558\ub2e4. \uc704\uc758 \uc774\uc57c\uae30\ub294 \uc9c0\uadf9\ud788 \ub098\uc758 \uac1c\uc778\uc801\uc778 \uacbd\ud5d8\uc73c\ub85c, \uc0c1\ud669\uc5d0 \ub530\ub77c \uad50\ud1b5\uc0ac\uace0 \uc9c4\ud589\uacfc \ubcf4\ud5d8 \ubcf4\uc0c1\uc740 \ub2e4\ub97c \uc218\ub3c4 \uc788\ub294 \uc810\uc744 \uc54c\uace0 \uacc4\uc168\uc74c \uc88b\uaca0\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_bfdc91-58, .wp-block-kadence-advancedheading.kt-adv-heading2165_bfdc91-58[data-kb-block=\"kb-adv-heading2165_bfdc91-58\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_bfdc91-58 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_bfdc91-58[data-kb-block=\"kb-adv-heading2165_bfdc91-58\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_bfdc91-58 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_bfdc91-58[data-kb-block=\"kb-adv-heading2165_bfdc91-58\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_bfdc91-58 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_bfdc91-58\">\ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ubcf4\uc0c1\uc758 \ud575\uc2ec\uc740 &#8216;\uc0c1\ub300\ubc29 \ubb34\ubcf4\ud5d8 \uc5ec\ubd80&#8217;\uc640 &#8216;\ub0b4 \ubcf4\ud5d8\uc758 \uac00\uc561 \uc0b0\uc815 \ubc29\uc2dd(Agreed vs Market)&#8217;\uc5d0 \ub2ec\ub824 \uc788\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_c36bf1-be, .wp-block-kadence-advancedheading.kt-adv-heading2165_c36bf1-be[data-kb-block=\"kb-adv-heading2165_c36bf1-be\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_c36bf1-be mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_c36bf1-be[data-kb-block=\"kb-adv-heading2165_c36bf1-be\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_c36bf1-be img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_c36bf1-be[data-kb-block=\"kb-adv-heading2165_c36bf1-be\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_c36bf1-be wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_c36bf1-be\"><strong>[\ub274\uc9c8\ub79c\ub4dc \uc790\ub3d9\ucc28 \ubcf4\ud5d8: \ubcf8\uc778 \ubd80\ub2f4\uae08(Excess) \ucc98\ub9ac \uae30\uc900\ud45c]<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\ub0b4 \uacfc\uc2e4 \uc720\ubb34<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\uc0c1\ub300\ubc29 \ubcf4\ud5d8 \uc5ec\ubd80<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\ucc28\ub7c9 \ud30c\uc190 \uc0c1\ud0dc<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\ub098\uc758 \ucd5c\uc885 \ubcf8\uc778 <\/strong><br><strong>\ubd80\ub2f4\uae08(Excess)<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\ub098\uc758 \uacfc\uc2e4 (Fault)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc0c1\uad00\uc5c6\uc74c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc218\ub9ac \uac00\ub2a5<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc815\ube44\uc18c\uc5d0 \uc9c1\uc811 \uc9c0\ubd88<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\ub098\uc758 \uacfc\uc2e4 (Fault)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc0c1\uad00\uc5c6\uc74c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ud3d0\ucc28 (\uc218\ub9ac \ubd88\uac00)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ubcf4\uc0c1\uae08\uc5d0\uc11c \ucc28\uac10 \ud6c4 \uc785\uae08<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\uc0c1\ub300\ubc29 \uacfc\uc2e4 <br>(Non-fault)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ubcf4\ud5d8 \uc788\uc74c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc218\ub9ac \uac00\ub2a5<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc9c0\ubd88 \uae08\uc561 0\uc6d0 (\uba74\uc81c\/Waive)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#f80606\" class=\"has-inline-color\"><strong>\uc0c1\ub300\ubc29 \uacfc\uc2e4 <\/strong><br><strong>(Non-fault)<\/strong><\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#f70707\" class=\"has-inline-color\">\ubcf4\ud5d8 \uc788\uc74c<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ed0d0d\" class=\"has-inline-color\">\ud3d0\ucc28 (\uc218\ub9ac \ubd88\uac00)<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#f40b0b\" class=\"has-inline-color\">\ubcf4\uc0c1\uae08 $5,000 \uc804\uc561 \uc785\uae08 (\uba74\uc81c)<\/mark><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\uc0c1\ub300\ubc29 \uacfc\uc2e4 <br>(Non-fault)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ubcf4\ud5d8 \uc5c6\uc74c (\ubb34\ubcf4\ud5d8)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc0c1\uad00\uc5c6\uc74c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc77c\ub2e8 \ub0b4\uac00 \uc9c0\ubd88 (\ucd94\ud6c4 \ud658\uae09 \uac00\ub2a5\uc131 \ub0ae\uc74c)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_7032bd-cd, .wp-block-kadence-advancedheading.kt-adv-heading2165_7032bd-cd[data-kb-block=\"kb-adv-heading2165_7032bd-cd\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_7032bd-cd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_7032bd-cd[data-kb-block=\"kb-adv-heading2165_7032bd-cd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_7032bd-cd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_7032bd-cd[data-kb-block=\"kb-adv-heading2165_7032bd-cd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_7032bd-cd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_7032bd-cd\">\ub098\uc758 \uacbd\uc6b0 \uc0c1\ub300\ubc29 100% \uacfc\uc2e4, \uadf8\ub9ac\uace0 \uc0c1\ub300\ubc29\uc774 \ubcf4\ud5d8\uc744 \uac00\uc9c0\uace0 \uc788\uc5c8\ub2e4. \ub0b4 \ucc28\ub294 \uc218\ub9ac \ubd88\uac00 \ud310\uc815\uc744 \ubc1b\uc558\uace0, \uc774\uc5d0 \ub530\ub77c \uc561\uc138\uc2a4\ud53c \uba74\uc81c\ud558\uace0 market value\ub85c \ubcf4\uc0c1\uae08\uc744 \ubc1b\uc740 \uac83\uc774\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_f1edfb-b3, .wp-block-kadence-advancedheading.kt-adv-heading2165_f1edfb-b3[data-kb-block=\"kb-adv-heading2165_f1edfb-b3\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_f1edfb-b3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_f1edfb-b3[data-kb-block=\"kb-adv-heading2165_f1edfb-b3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_f1edfb-b3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_f1edfb-b3[data-kb-block=\"kb-adv-heading2165_f1edfb-b3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_f1edfb-b3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_f1edfb-b3\">\uadf8 \uc0ac\uace0 \uc774\ud6c4 \ub098\ub294 \ubcf4\uc0c1 \ubc1b\uc740 \uae08\uc561\uc73c\ub85c \uc911\uace0\ucc28\ub97c \uad6c\uc785\ud574\uc11c \uc544\uc9c1\ub3c4 \uc798 \uc6b4\uc804\ud558\uace0 \ub3cc\uc544\ub2e4\ub2c8\uace0 \uc788\ub2e4. \ud639\uc2dc\ub098 \ub274\uc9c8\ub79c\ub4dc \uad50\ud1b5\uc0ac\uace0 \ucc98\ub9ac\ub97c \uc5b4\ub5bb\uac8c \uc9c4\ud589\uc774 \ub418\ub294 \uc9c0 \uad81\uae08\ud558\uc2e0 \ubd84\ub4e4\uc744 \uc704\ud574\uc11c \uc624\ub298 \ud3ec\uc2a4\ud305\uc744 \uc791\uc131\ud574 \ubcf4\uc558\ub2e4. <\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2165_f32bec-ac, .wp-block-kadence-advancedheading.kt-adv-heading2165_f32bec-ac[data-kb-block=\"kb-adv-heading2165_f32bec-ac\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2165_f32bec-ac mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2165_f32bec-ac[data-kb-block=\"kb-adv-heading2165_f32bec-ac\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2165_f32bec-ac img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2165_f32bec-ac[data-kb-block=\"kb-adv-heading2165_f32bec-ac\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2165_f32bec-ac wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2165_f32bec-ac\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Being involved in a car accident can be a panic-inducing experience. Especially when you're in a foreign country like New Zealand...<\/p>","protected":false},"author":1,"featured_media":2173,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[111],"tags":[415,417],"class_list":["post-2165","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-information-life","tag-415","tag-417"],"_links":{"self":[{"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/posts\/2165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/comments?post=2165"}],"version-history":[{"count":4,"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/posts\/2165\/revisions"}],"predecessor-version":[{"id":2174,"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/posts\/2165\/revisions\/2174"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/media\/2173"}],"wp:attachment":[{"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/media?parent=2165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/categories?post=2165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nzwonderland.com\/en\/wp-json\/wp\/v2\/tags?post=2165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}